Do You Need Wedding Insurance?

Wedding InsuranceFinancial formalities such as wedding insurance don’t exactly add to the romance of the occasion, but they can certainly make the start of married life easier in the rare event that something goes wrong with your wedding arrangements.

Many couples see wedding insurance as just another expense at a time when they’re already paying out more than they can afford, but actually a wedding insurance policy can cost as little as £20 – £35 and will be worth far more if you do run into trouble.

Weddingplan insurance have released details of some of the more unusual reasons couples claimed on their wedding insurance policies in 2011. WeddingPlan paid out on policies where:

  1. The couple had booked a ceremony venue which had then lost its license to perform wedding ceremonies.
  2. The couple had planned a winter wedding but got stuck in the snow on the way to the ceremony, and many of the guests couldn’t make it either.
  3. The ceiling of the reception venue the couple had booked collapsed just days before the wedding, but luckily not on the day!
  4. The marquee that a couple had hired for their wedding was damaged by high winds during the hire period, making them liable for repair costs.
  5. The barn of a country hall which was a popular wedding venue burned down, leaving several couples to rearrange their receptions.
  6. The bride broke her leg prior to the wedding and needed to rearrange or face limping down the aisle on crutches.
  7. A bride ripped her dress during a final try on the week before the wedding and needed some emergency repairs.
  8. The couple had problems with the registrar, or with accessing registration documents, meaning that the wedding could not go ahead.

If all these calamities have scared you a little, don’t worry. The vast majority of weddings do go without a hitch. However, if you want peace of mind and the knowledge that if something goes wrong, or you need to rearrange the wedding, the costs will be covered, look for a wedding insurance policy that suits the scale and cost of your wedding.

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